5% or Cash Back YOU CHOOSE! $300 Make the switch to MMFCU and get an additional $300 with a Rewards Checking Account. Ask for details. $ KASASA CASH CHECKING 5% APY* on balances up to $10,000 0.15% APY* on balances over $10,000 Refunds on ATM withdrawal fees nationwide, up to $25* No minimum balance No monthly maintenance fee OR KASASA CASH BACK CHECKING 2% cash back on debit card purchases* Earn up to $96 cash back per year, $8 per month* Refunds on ATM withdrawal fees nationwide, up to $25* No minimum balance No monthly maintenance fee KASASA SAVER® *2.5% APY* on balances up to $35,000 0.15% APY* on balances over $35,000 No monthly maintenance fee No minimum balance to earn rewards EARNING YOUR REWARDS IS EASY! All the following transactions and activities must take place in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: At least 1 direct deposit or automatic payment transaction At least 12 debit card purchases Be enrolled in and agree to receive eStatements We'd like to set you up with a checking account that pays you rather than paying fees somewhere else. Stop in, call or go online today to open an account. Ask for KASASA "Account transactions and activities may take of days to post and settle to the account and all must do so during the Monthly Qualification de (which means a period beginning on the last business day of the month and ending on the second to the last business day of the month) in order to qualify for the accounts rewards. The following activities do not count towarding account rewards: Transfers between accounts, non-etail payment transactions and purchases made with debit cards not issued by our credit union. Reward Information: Rewards vary by account Depending on what Kasasa account you open, you will receive the following rewards when you meet your accounts qualifications during a Monthly Qualification de Kasasa Cash Balances up to $10,000 receive APY of Sc and balances over $10,000 eam 15% APY Kasasa Cash Back: 2% cash back on PN-based signature-based debit card purchases that post and settle to the account during that cyde period. A maximum of 58 cash backmay be eamedper Monthly Qualification de ATM Fee Refunds you will cimbursements up to $25 (5499 per single transaction for nationwide ATM fees incured during the Monthly Qualification Cycle in which you qualified ATM recript must be presented within saty 1501 calendar days of transaction for meimbursements of individual AM Sees of 55 or higher. When your Kasasa account qualifications are not metal balances in a Kasasa Cash account 0.07% AP h back payments are not made, and ATM fees are not reimbursed. ATM Cash Back reimbursements and rewards will be credited the last business day of each month to the appropriate Kasasa accounts) Dividends will be credited on the last calendar day of each month to the appropriate Kasasa accounts)Rates and rewards are variable and may change after account is opened Fees may reduce eamings. Additional Information Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. No minimum deposit is required to open a Kasasa account Qualifications and rewards may vary by account. Monthly qualifications include: 1 ACH Debit or Credit, 12 Debit Card purchases, and recript of electronic statements. If account doesn't qualify for three consecutive months, account will be transfered out of Kasana product and into Simply Checking There are separate didounes for Simply Chedong account Limit 1 account per social security number. There are no recuming monthly maintance changes or fees to open or close this account Contact MMFCU Member Services for additional information, details, restrictions, processing limitations and enrollment instructions. Certain restrictions apply. Federally insured by NOUA Kasasa Saver linked to a Kasasa Cash or Kasasa Cash Back account Balances up to 535,000 in your Kasasa Saver account receive an APY of 2.50% and balances over $15,000 eam a 0.15% intereste on the portion of balance over 535,000. When linked to the Kasasa Saver account, the dividends eamed within the linked Kasasa Cash account do not compound since it is automatically transdened to the Kasasa Saver account Due to non-compounding the actual dividend amount transfered from the Kasasa Cash account to the Kau Saver account may be less than the advertised Kasasa Cash AP, the advertised AP" presented without a linked Kasasa Saver account APY Annual Percentage field. AP accurate as of 4/30/25. The $300 bonus for a new Kausa checking account will be camed after 60 days if account qualifiers are met. The $300 bonus will be paid weden (approximandy 90 days after opening the account). No mimum balance is required to eam the bonus or open a Kasasa account. The $300 bonus is reportable income for which you will ective atas document A 5300 penaty wil be imposed if the checking acount is desed in the frit sa menths. Checking promotion Convenient Locations: Detroit Lakes | Staples | Wadena | (218) 829-0371 | mmfcu.org TIME TO UPGRADE SPECIAL! Limited Time. BOAT/CAMPER / RV Rates as low as 4.19% 90 Days to First Payment! 000 MIDMINNESOTA FEDERAL CREDIT UNION Convenient Locations: Detroit Lakes | Staples | Wadena | (218) 829-0371 | mmfcu.org "APR Annual Percentage Rate Loans subject to credit approval. Advertised rates may vary due to credit rating and type of recreational asset. Offer ends at the discretion of MMFCU. Advertised rates of 4/18/25 5 % or Cash Back YOU CHOOSE ! $ 300 Make the switch to MMFCU and get an additional $ 300 with a Rewards Checking Account . Ask for details . $ KASASA CASH CHECKING 5 % APY * on balances up to $ 10,000 0.15 % APY * on balances over $ 10,000 Refunds on ATM withdrawal fees nationwide , up to $ 25 * No minimum balance No monthly maintenance fee OR KASASA CASH BACK CHECKING 2 % cash back on debit card purchases * Earn up to $ 96 cash back per year , $ 8 per month * Refunds on ATM withdrawal fees nationwide , up to $ 25 * No minimum balance No monthly maintenance fee KASASA SAVER® * 2.5 % APY * on balances up to $ 35,000 0.15 % APY * on balances over $ 35,000 No monthly maintenance fee No minimum balance to earn rewards EARNING YOUR REWARDS IS EASY ! All the following transactions and activities must take place in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle : At least 1 direct deposit or automatic payment transaction At least 12 debit card purchases Be enrolled in and agree to receive eStatements We'd like to set you up with a checking account that pays you rather than paying fees somewhere else . Stop in , call or go online today to open an account . Ask for KASASA " Account transactions and activities may take of days to post and settle to the account and all must do so during the Monthly Qualification de ( which means a period beginning on the last business day of the month and ending on the second to the last business day of the month ) in order to qualify for the accounts rewards . The following activities do not count towarding account rewards : Transfers between accounts , non - etail payment transactions and purchases made with debit cards not issued by our credit union . Reward Information : Rewards vary by account Depending on what Kasasa account you open , you will receive the following rewards when you meet your accounts qualifications during a Monthly Qualification de Kasasa Cash Balances up to $ 10,000 receive APY of Sc and balances over $ 10,000 eam 15 % APY Kasasa Cash Back : 2 % cash back on PN - based signature - based debit card purchases that post and settle to the account during that cyde period . A maximum of 58 cash backmay be eamedper Monthly Qualification de ATM Fee Refunds you will cimbursements up to $ 25 ( 5499 per single transaction for nationwide ATM fees incured during the Monthly Qualification Cycle in which you qualified ATM recript must be presented within saty 1501 calendar days of transaction for meimbursements of individual AM Sees of 55 or higher . When your Kasasa account qualifications are not metal balances in a Kasasa Cash account 0.07 % AP h back payments are not made , and ATM fees are not reimbursed . ATM Cash Back reimbursements and rewards will be credited the last business day of each month to the appropriate Kasasa accounts ) Dividends will be credited on the last calendar day of each month to the appropriate Kasasa accounts ) Rates and rewards are variable and may change after account is opened Fees may reduce eamings . Additional Information Account approval , conditions , qualifications , limits , timeframes , enrollments , and other requirements apply . No minimum deposit is required to open a Kasasa account Qualifications and rewards may vary by account . Monthly qualifications include : 1 ACH Debit or Credit , 12 Debit Card purchases , and recript of electronic statements . If account doesn't qualify for three consecutive months , account will be transfered out of Kasana product and into Simply Checking There are separate didounes for Simply Chedong account Limit 1 account per social security number . There are no recuming monthly maintance changes or fees to open or close this account Contact MMFCU Member Services for additional information , details , restrictions , processing limitations and enrollment instructions . Certain restrictions apply . Federally insured by NOUA Kasasa Saver linked to a Kasasa Cash or Kasasa Cash Back account Balances up to 535,000 in your Kasasa Saver account receive an APY of 2.50 % and balances over $ 15,000 eam a 0.15 % intereste on the portion of balance over 535,000 . When linked to the Kasasa Saver account , the dividends eamed within the linked Kasasa Cash account do not compound since it is automatically transdened to the Kasasa Saver account Due to non - compounding the actual dividend amount transfered from the Kasasa Cash account to the Kau Saver account may be less than the advertised Kasasa Cash AP , the advertised AP " presented without a linked Kasasa Saver account APY Annual Percentage field . AP accurate as of 4/30/25 . The $ 300 bonus for a new Kausa checking account will be camed after 60 days if account qualifiers are met . The $ 300 bonus will be paid weden ( approximandy 90 days after opening the account ) . No mimum balance is required to eam the bonus or open a Kasasa account . The $ 300 bonus is reportable income for which you will ective atas document A 5300 penaty wil be imposed if the checking acount is desed in the frit sa menths . Checking promotion Convenient Locations : Detroit Lakes | Staples | Wadena | ( 218 ) 829-0371 | mmfcu.org TIME TO UPGRADE SPECIAL ! Limited Time . BOAT / CAMPER / RV Rates as low as 4.19 % 90 Days to First Payment ! 000 MIDMINNESOTA FEDERAL CREDIT UNION Convenient Locations : Detroit Lakes | Staples | Wadena | ( 218 ) 829-0371 | mmfcu.org " APR Annual Percentage Rate Loans subject to credit approval . Advertised rates may vary due to credit rating and type of recreational asset . Offer ends at the discretion of MMFCU . Advertised rates of 4/18/25