At F&M State Bank, we're your neighbors and your friends And during your construction or remodeling project, we're there with you... every step of the way! BUSINESS HOURS LOBBY: 8:30am 4:30pm M-F FDIC F M Farmers & Merchants State Bank New York Mills Since 1916 218-385-2300 WALK-UP/ DRIVE UP HOURS: 8:00am - 5:00pm M-F 24-HOUR DEPOSIT TAKING ATM 11 North Walker, New York Mills, MN www.fmbanknym.com LENDER At F & M State Bank , we're your neighbors and your friends And during your construction or remodeling project , we're there with you ... every step of the way ! BUSINESS HOURS LOBBY : 8:30 am 4:30 pm M - F FDIC F M Farmers & Merchants State Bank New York Mills Since 1916 218-385-2300 WALK - UP / DRIVE UP HOURS : 8:00 am - 5:00 pm M - F 24 - HOUR DEPOSIT TAKING ATM 11 North Walker , New York Mills , MN www.fmbanknym.com LENDER