MIDMINNESOTA FEDERAL CREDIT UNION Mid Minnesota Federal Credit Union is proud to be a nominee for BEST Credit Union BEST Customer Service (Individual & Workplace) Sue Pavek - MMFCU BEST Financial Planning Business BEST Large Business To Work For (Non Manufacturing) Detroit Lakes | 1405 US Hwy 10 W | (218) 844-5540 | mmfcu.org 5% or Cash Back APY YOU CHOOSE! $300 Make the switch to MMFCU and get an additional $300 with a Rewards Checking Account. Ask for details. $ KASASA CASH CHECKING 5% APY* on balances up to $10,000 0.15% APY* on balances over $10,000 Refunds on ATM withdrawal fees nationwide, up to $25* No minimum balance No monthly maintenance fee OR KASASA CASH BACK CHECKING 2% cash back on debit card purchases* Earn up to $96 cash back per year, $8 per month* Refunds on ATM withdrawal fees nationwide, up to $25* No minimum balance No monthly maintenance fee KASASA SAVER® 2.5% APY* on balances up to $35,000 0.15% APY on balances over $35,000 No monthly maintenance fee No minimum balance to earn rewards EARNING YOUR REWARDS IS EASY! All the following transactions and activities must take place in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: At least 1 direct deposit or automatic payment transaction At least 12 debit card purchases Be enrolled in and agree to receive eStatements We'd like to set you up with a checking account that pays you rather than paying fees somewhere else. Stop in, call or go online today to open an account. MIDMINNESOTA FEDERAL CREDIT UNION Ask for KASASA "Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification de (which means a period beginning on the last business day of the month and ending on the second to the last business day of the month in order to quality for the accounts rewards. The following activities do not outward caringunt rewards: Tansfers between accounts, non-retail payment transactions and purchases made with debit cards not issued by our credit union, Reward Information: Rewards vary by account. Depending on what Kasasa account you open, you will receive the following rewards when you meet your accounts qualifications during a Monthly Qualification de Kasasa Cash Balances up to $10,000 receive APY of Sc and balances over $10,000 eam 15% APY Kausa Cash Back: 2% cash back on PN-based signature-based debit card purchases that post and settle to the account during that cyde period Amaximum of 58ash back may be eamed per Monthly Qualification de ATM Fee Refunds you will receive reimbursements up to $25 (5499 per single transaction for nationwide All fees incurred during the Monthly Qualification Cycle in which you qualified ATM monipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of 55 or higher When your Kasasa account qualifications are not metal balances in Kasasa Cash 0.01% APY cash back payments are not made, and ATM fees are not reimbursed ATM Cash Back reimbursements and rewards will be credited the last business day of each month to the appropriate Kasasa accounts Dividends will be credited on the last calendar day of each month to the appropriate Kasasa accounts. Rates and rewards are variable and may change after account is opened fees may reduce eamings. Additional Information: Account approval, conditions, qualifications, Imits, timetames, enrollments, and other requirements apply. No minimum depout is required to open a Karuna account Qualifications and rewards may vary by account Monthly qualifications include: 1 A01 Debit or Gredit, 12 Debit Card purchases, and script of electronic statements. If account doesn't qualify for three consecutive months, account will be transfered out of Kasasa product and into Simply Checking There are separate disclosures for Simply Checking account. Limit 1 account per social security number There are no recurring monthly maintenance changes or fees to open or dose this account Contact MMCU Member Services for additional information, details, restrictions, processing limitations and enrollment instructions. Certain restrictions apply. Federally insured by NOUA Kasasa Saver inked to a Kasasa Cash or Kasasa Cash Back aunt Balances up to $35,000 in your Kasasa Saver account receive an APY of 2.50% and balances over 535,000 eam a 0.15% interest rate on the portion of balance over $35,000, when linked to the Kasasa Saver account, the duidends camed within the linked Kasasa Cash account do not compound since it is automatically trademed to the Kasasa Saver account. Due to non-compounding, the actual dividend amount traded from the Ch account to the Kasasa Saver account may be less than the advertised Kasasa Cash AP", the advertised AP is presented without a linked Kasasa Saver account APY-Annual Percentage Held. AP accurate as of 4/30/25. The 5300 bonus for a new Kasasa checking account will be eamed after 60 days if account qualifiers are met. The $300 bonus will be paid what the quement (approximately 90 days after opening the account). No minimum balance is required to earn the bonus or open a Kasasa account. The 5300 bonis is reportable income for which you will receive a tax document. A5300 penalty will be imposed if the checking accounts dosed in the first six months. Checking promotion Detroit Lakes | 1405 US Hwy 10 W | (218) 844-5540 | mmfcu.org MIDMINNESOTA FEDERAL CREDIT UNION Mid Minnesota Federal Credit Union is proud to be a nominee for BEST Credit Union BEST Customer Service ( Individual & Workplace ) Sue Pavek - MMFCU BEST Financial Planning Business BEST Large Business To Work For ( Non Manufacturing ) Detroit Lakes | 1405 US Hwy 10 W | ( 218 ) 844-5540 | mmfcu.org 5 % or Cash Back APY YOU CHOOSE ! $ 300 Make the switch to MMFCU and get an additional $ 300 with a Rewards Checking Account . Ask for details . $ KASASA CASH CHECKING 5 % APY * on balances up to $ 10,000 0.15 % APY * on balances over $ 10,000 Refunds on ATM withdrawal fees nationwide , up to $ 25 * No minimum balance No monthly maintenance fee OR KASASA CASH BACK CHECKING 2 % cash back on debit card purchases * Earn up to $ 96 cash back per year , $ 8 per month * Refunds on ATM withdrawal fees nationwide , up to $ 25 * No minimum balance No monthly maintenance fee KASASA SAVER® 2.5 % APY * on balances up to $ 35,000 0.15 % APY on balances over $ 35,000 No monthly maintenance fee No minimum balance to earn rewards EARNING YOUR REWARDS IS EASY ! All the following transactions and activities must take place in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle : At least 1 direct deposit or automatic payment transaction At least 12 debit card purchases Be enrolled in and agree to receive eStatements We'd like to set you up with a checking account that pays you rather than paying fees somewhere else . Stop in , call or go online today to open an account . MIDMINNESOTA FEDERAL CREDIT UNION Ask for KASASA " Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification de ( which means a period beginning on the last business day of the month and ending on the second to the last business day of the month in order to quality for the accounts rewards . The following activities do not outward caringunt rewards : Tansfers between accounts , non - retail payment transactions and purchases made with debit cards not issued by our credit union , Reward Information : Rewards vary by account . Depending on what Kasasa account you open , you will receive the following rewards when you meet your accounts qualifications during a Monthly Qualification de Kasasa Cash Balances up to $ 10,000 receive APY of Sc and balances over $ 10,000 eam 15 % APY Kausa Cash Back : 2 % cash back on PN - based signature - based debit card purchases that post and settle to the account during that cyde period Amaximum of 58ash back may be eamed per Monthly Qualification de ATM Fee Refunds you will receive reimbursements up to $ 25 ( 5499 per single transaction for nationwide All fees incurred during the Monthly Qualification Cycle in which you qualified ATM monipt must be presented within sixty ( 60 ) calendar days of transaction for reimbursements of individual ATM fees of 55 or higher When your Kasasa account qualifications are not metal balances in Kasasa Cash 0.01 % APY cash back payments are not made , and ATM fees are not reimbursed ATM Cash Back reimbursements and rewards will be credited the last business day of each month to the appropriate Kasasa accounts Dividends will be credited on the last calendar day of each month to the appropriate Kasasa accounts . Rates and rewards are variable and may change after account is opened fees may reduce eamings . Additional Information : Account approval , conditions , qualifications , Imits , timetames , enrollments , and other requirements apply . No minimum depout is required to open a Karuna account Qualifications and rewards may vary by account Monthly qualifications include : 1 A01 Debit or Gredit , 12 Debit Card purchases , and script of electronic statements . If account doesn't qualify for three consecutive months , account will be transfered out of Kasasa product and into Simply Checking There are separate disclosures for Simply Checking account . Limit 1 account per social security number There are no recurring monthly maintenance changes or fees to open or dose this account Contact MMCU Member Services for additional information , details , restrictions , processing limitations and enrollment instructions . Certain restrictions apply . Federally insured by NOUA Kasasa Saver inked to a Kasasa Cash or Kasasa Cash Back aunt Balances up to $ 35,000 in your Kasasa Saver account receive an APY of 2.50 % and balances over 535,000 eam a 0.15 % interest rate on the portion of balance over $ 35,000 , when linked to the Kasasa Saver account , the duidends camed within the linked Kasasa Cash account do not compound since it is automatically trademed to the Kasasa Saver account . Due to non - compounding , the actual dividend amount traded from the Ch account to the Kasasa Saver account may be less than the advertised Kasasa Cash AP " , the advertised AP is presented without a linked Kasasa Saver account APY - Annual Percentage Held . AP accurate as of 4/30/25 . The 5300 bonus for a new Kasasa checking account will be eamed after 60 days if account qualifiers are met . The $ 300 bonus will be paid what the quement ( approximately 90 days after opening the account ) . No minimum balance is required to earn the bonus or open a Kasasa account . The 5300 bonis is reportable income for which you will receive a tax document . A5300 penalty will be imposed if the checking accounts dosed in the first six months . Checking promotion Detroit Lakes | 1405 US Hwy 10 W | ( 218 ) 844-5540 | mmfcu.org