Land your Perfect Spot Your dream property deserves a partner who cares. Nathan provides personalized service and clear communication guiding you on your path to ownership. Contact Nathan today! Rates as low as 5.74% APR NATHAN RUND Mortgage Loan Officer (320) 460-7489 (call or text) nrund@mmfcu.org NMLS# 2716660 MIDMINNESOTA FEDERAL CREDIT UNION Detroit Lakes | 1405 US Hwy 10 W | (218) 844-5540 | mmfcu.org APR=Annual Percentage Rate. 5.74% rate (6.259% APR) with 20% down (purchase price or appraised value, whichever is less) or 20% equity (refinance). Minimum credit score 640. Rate fixed 5 years, then adjusts annually based on Wall Street Journal Prime +2.75% margin, 2% annual/5% lifetime cap. $160,000 loan = $932.70/mo. principal & interest (excludes taxes & insurance). Rates/terms subject to change; credit approval required. Applicant must qualify for membership and meet all other requirements of MMFCU loan programs. Items listed are estimates only. Insured by NCUA. Equal housing lender. Limited time offer. Maximum loan amount of $806,500. Maximum loan to value 80%. Eligible properties in MN only. Consumer to contact tax advisor for further information. Full appraisal and title required on all purchase transaction and over $100,000 for refinanced loans. Land your Perfect Spot Your dream property deserves a partner who cares . Nathan provides personalized service and clear communication guiding you on your path to ownership . Contact Nathan today ! Rates as low as 5.74 % APR NATHAN RUND Mortgage Loan Officer ( 320 ) 460-7489 ( call or text ) nrund@mmfcu.org NMLS # 2716660 MIDMINNESOTA FEDERAL CREDIT UNION Detroit Lakes | 1405 US Hwy 10 W | ( 218 ) 844-5540 | mmfcu.org APR = Annual Percentage Rate . 5.74 % rate ( 6.259 % APR ) with 20 % down ( purchase price or appraised value , whichever is less ) or 20 % equity ( refinance ) . Minimum credit score 640. Rate fixed 5 years , then adjusts annually based on Wall Street Journal Prime + 2.75 % margin , 2 % annual / 5 % lifetime cap . $ 160,000 loan = $ 932.70 / mo . principal & interest ( excludes taxes & insurance ) . Rates / terms subject to change ; credit approval required . Applicant must qualify for membership and meet all other requirements of MMFCU loan programs . Items listed are estimates only . Insured by NCUA . Equal housing lender . Limited time offer . Maximum loan amount of $ 806,500 . Maximum loan to value 80 % . Eligible properties in MN only . Consumer to contact tax advisor for further information . Full appraisal and title required on all purchase transaction and over $ 100,000 for refinanced loans .